In order to make a Controlled Insurance Program happen, several
parties must come together:
Program Sponsor
• There must first be an entity interested in purchasing
the program
This can be an owner, construction manager, general contractor,
lender, or another party with an
insurable interest
Insurance Broker
• A licensed insurance professional is required to broker
the program on behalf of the sponsor
Insurance Provider (Carrier)
• The insurance carrier underwrites the risk associated
with constructing the project
• The carrier also typically provides claims handling
and loss control oversight
Wrap-up Administrator
• The administrator handles a multitude of information
that must be tracked, collected, and analyzed in a wrap-up
program.
• Other than a safe worksite and minimal claims the
Wrap-up Administrator is the most significant variable in
determining the success or failure of a program
• View our services section for more details on what
we do
Claims Professionals
• The insurance carrier will provide some claims management
service as should the insurance broker
Loss Control Professionals
• Scheduled number of visits provided by the carrier
• May have some oversight provided by the broker
• The general contractor and each contractor will assign
site safety duties to at least one individual depending on
the number of workers on-site
• Out Sourcing – a dedicated professional may
be placed on the site by the program sponsor to provide daily
dedicated safety services
